Taxes are important. They’re essential for building state revenue as well as infrastructure that improves the standard of living in a country. However, excessive government taxes can reduce people’s quality of life in certain cases. When most of your income is cut and you have to pay extra sales...
Owning a house isn't a prerequisite for those earning a $100K salary annually. Surprisingly, a survey reveals that 69% of those making $100,000 or more find themselves living paycheck-to-paycheck. Despite the fact that $100,000 is a good salary, it's still quite intricate to afford the dream home within this...
In an era where financial stability can seem like a distant dream for many, understanding the options available for managing and mitigating tax liabilities is more crucial than ever. Among the myriad solutions offered by the IRS, the Offer in Compromise (OIC) program stands out as a beacon for...
No matter where you have reached in your career—starting your own company, getting close to retirement, or somewhere in between—you must make plans for the coming years. Therapists can take their time to start saving for retirement due to a variety of factors, such as their extensive education programs,...
Graduation is a big milestone in life. And, it should be celebrated as such. Whether you’re a parent or a relative, it is expected that you will reward the fresh graduates in your life with a graduation gift. So, if you’re wondering how much money to give for a...
Everyone wants to be rich. But, most of us struggle with money. Excluding the top few, the rest of us spend our entire lives struggling to earn, spend, and keep money. It won’t be wrong to say that we have a very complicated relationship with money that requires deeper...
A good personal financial plan starts with keeping track of your finances. Knowing where you are in your financial path helps you advance it, whether investing more or saving for retirement.
Many people have a practice of checking 401(K) balances once a year, ideally to see if they are on...
Rent is that giant monster at your door every month, demanding more than half of your paycheck. It is one of the biggest expenses for most people and causes a massive dent in their budget. The worst part is that rents are going only upward in cost. As of...